Blog tagged as Co-Signing a Mortgage

Co‑signing a mortgage can create long‑term financial risks. Learn why co‑signers can’t always be removed at renewal, how qualifying ratios affect refinancing, and what Ontario borrowers should know.

Co‑signing a mortgage creates a bare trust, making you a legal owner and now requiring T3 filing—even when no income is earned. Learn what CRA’s new rules mean for you.