Blog tagged as Podcast

What is a Debt Consolidation Mortgage

What is a Debt Consolidation Mortgage

By Mortgages Foundations

High-interest debt from credit cards or loans can make it hard to efficiently manage your finances and can lead to falling behind on payments; even minimum payments can be tough to make when debt gets out of control. If you have the equity available in your home, a debt consolidation mortgage m...

12.11.24 06:25 PM - Comment(s)
The Mortgage Foundations Client Journey

The Mortgage Foundations Client Journey

By Mortgages Foundations

In order to make sure that every client's file is set-up for success right up to and past closing day, Mortgage Foundations follows a Client Journey. Today, we will discuss the steps involved throughout the Client Journey and explain what happens at each step in the process.

The first step in th...

25.10.24 02:15 PM - Comment(s)
Goodbye to the Stress Test for Uninsured Switches

Goodbye to the Stress Test for Uninsured Switches

By Mortgages Foundations

In as many weeks, Canadians got another big announcement when it came to mortgages last week, and it may lead some to think, what's next? After the federal government announced surprise changes to amortization and maximum purchase prices for insured mortgages a couple weeks ago, the Office of t...

30.09.24 07:17 PM - Comment(s)
What is an Alternative Lender?

What is an Alternative Lender?

By Mortgages Foundations

So, you're curious about alternative mortgage lenders, huh? Well, you've come to the right place! Let's dive right into it and explore what exactly an alternative mortgage lender is. When we think about getting a mortgage, the first thing that usually comes to mind is heading straight to a tradition...

15.08.24 01:19 PM - Comment(s)
What happens in a decreasing rate environment?

What happens in a decreasing rate environment?

By Mortgages Foundations

Let's say you have a mortgage commitment from a lender, and prior to the closing date, rates change and come down a bit. Today, we will discuss how this change in rates can potentially benefit you and save you some money in interest expense; or how a rate change can affect how much more you cou...

09.08.24 05:52 PM - Comment(s)