Explaining everything about the world of mortgages! This podcast will help you to understand how a mortgage works and explain the details. Mortgage Foundations is located in Oshawa, Ontario and is a Licensed Mortgage Brokerage with FSRA # 13614. It's Principal Broker is Tyler Cowle; who is also the host and main contributor to this podcast!

New episodes added weekly; be sure to follow/subscribe to receive notifications when they launch! 

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Episode 1- What is a Mortgage?

Episode 2 - Why you should Use a Mortgage Broker!

Episode 3 - Insured, Insurable and Un-Insured Mortgages

Episode 4 - The Stress Test

Episode 5- Do you need a pre-approval?

Episode 6 - Pros and Cons of a Mortgage Refinance

Episode 7 - Pre-payment Penalties

Episode 8 - Purchase Plus Improvements Mortgage

Episode 9- The Mortgage Renewal Process

Episode 10 - Appraisals

Episode 11 - First Home Savings Account (FHSA)

Episode 12 - Down Payment

Episode 13 - What is a Mortgage Finance Company?

Episode 14 - Mortgage Protection Plan (MPP)

Episode 15 - Bare Trusts and Co-signing for a mortgage

Episode 16 - Standard Charge vs Collateral Charge

Episode 17 - The difference between a Variable and Adjustable Rate Mortgage

Episode 18 - What is an Alternative Lender

Episode 19 - Changes to the RRSP HBP and Amortization (Special Episode)

Episode 20 - The end of some mortgage document fraud could be on the horizon!

Episode 21 - Porting a Mortgage

Episode 22 - Mortgages for Self-Employed or Business For Self.

Episode 23 - Capital Gains Tax on Property Sales

Episode 24 - What is a Bridge Loan?

Episode 25 - Bank of Canada Rate Cut - Now What?

Episode 26 - Understanding APR vs Interest Rate

Episode 27 - Co-Signers and Guarantors

Episode 28 - GDS and TDS

Episode 29 - What is a Home Equity Line of Credit (HELOC)?

Episode 30 - What is the effect of a Bank Of Canada rate cut?

Episode 31 - The difference between Term and Amortization Period.

Episode 32 - What happens in a decreasing rate environment?

Episode 33 - Credit Scores and Mortgages!

Episode 34 - How a Mortgage Broker Gets Paid!

Episode 35 - What is a Debt Consolidation Mortgage?

Episode 36 - The "Boldest Mortgage Reforms in Decades"

Episode 37 - Goodbye to the Stress Test for Uninsured Switches!

Episode 38 - Private Mortgages Explained

Episode 39 - The Mortgage Foundations Client Journey!

Episode 40 - Join the Mortgage Foundations Team