Congratulations — your file is now complete, and the lender has officially confirmed that all conditions have been satisfied. From here, we’ll work closely with your solicitor and the lender to ensure they have everything needed for you to sign your mortgage documents.

We’ll continue to stay in touch throughout the process and are always here to answer any questions you may have. Our business is built on reviews and referrals, so if you’ve enjoyed working with us, this is a wonderful time to consider leaving a Google review and sharing our contact information with any family or friends who may benefit from our services.

Your mortgage instructions have been sent to your lawyer. They will now handle their own conditions, complete the necessary searches, and prepare the mortgage for closing. You can expect them to contact you to schedule a signing appointment, typically during the final week before your mortgage closes.

When you attend this appointment, be sure to bring valid government‑issued photo ID, a void cheque for your mortgage payments, proof of property insurance with your lender listed as the first payee, your funds to close, and anything else your lawyer may request.