Once you have submitted an application, we will review it and be in touch as soon as possible to discuss your options.  If you require immediate assistance or have any questions, please feel free to reach out.

When purchasing a home, there are more costs to budget for than just the down payment alone.  These are called closing costs and can add up.  Typically, you'll want to have 1.5-4% of the purchase price to cover these closing costs; which may include:

Mortgage Default Insurance premium or PST on the premium

Legal Costs (estimate $1,500+)

Title Insurance and Registration costs (estimate $500)

Appraisal costs (estimate $400)

Home Inspection (estimate $500)

Home Insurance (varies)

Moving Costs (varies)

Land Transfer Tax (tiered based on purchase price) ***extra for Toronto***