Blog by Mortgages Foundations

The Bank of Canada held its rate at 2.75% amid U.S. trade uncertainty, slowing growth, and mixed inflation pressures. Here’s what it means for Canadians.

A debt consolidation mortgage lets you combine high‑interest debts into one lower‑rate payment using your home’s equity. Learn how it works and when it makes sense.

Your full mortgage journey explained—from discovery call to closing and beyond. Learn how Mortgage Foundations guides you through every step with clarity and support.

Private mortgages offer short‑term solutions when traditional lenders can’t help. Learn the differences between MICs and private lenders, common uses, costs, and risks.

OSFI is removing the stress test for uninsured mortgage switches on Nov. 21, making it easier for borrowers to shop lenders and secure more competitive renewal rates.