Blog tagged as Lender Guidelines

Co‑signing a mortgage creates a bare trust, making you a legal owner and now requiring T3 filing—even when no income is earned. Learn what CRA’s new rules mean for you.

The Mortgage Protection Plan offers optional life and disability coverage to protect your mortgage, providing payment relief during disability and full payout on death.

APR reflects the true cost of borrowing by including interest plus all mortgage‑related fees. Learn how APR differs from interest rate and why it matters.

A Purchase Plus Improvements mortgage lets you finance a home and renovations in one loan. Learn how quotes, fund releases, lender rules, and risks work.